Bank Restructuring and Resolution

Why Attend

This one-week course, presented by PiB Knowledge Ltd, provides a comprehensive overview of conceptual and operational issues related to restructuring and resolution of weak banks. Among the topics discussed during the course are: • Identification and supervision of weak banks: common causes of banking problems and how to identify them, supervisory approaches for dealing with weak banks, and techniques for quantifying systemic banking problems (asset quality reviews and stress tests) • Crisis preparedness: building blocks of effective resolution regimes, guided by the Financial Stability Board’s Key Attributes of Effective Resolution Regimes; recovery and resolution planning; initiatives to test operational readiness; and the role of deposit insurance and depositor preference • Crisis containment: actions to contain emerging crises and re-establish public confidence, such as emergency liquidity support, asset and liability guarantees, and exceptional administrative measures to stop persistent liquidity outflows • Bank restructuring and resolution: early intervention measures; diagnosis, triage, and loss recognition; winding down nonviable banks; stabilization options to achieve continuity of systemically important functions; policy considerations and instruments for public capital support; governance of the restructuring process • Dealing with impaired assets: supervisory policies and strategies for the reduction of nonperforming loans; role of asset management companies

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Course Objectives


  • Upon completion of this course, participants should be able to:
  • • Explain the building blocks of crisis preparedness and management
  • • Identify weak banks and devise strategies for dealing with them
  • • Assess their national bank resolution frameworks against international good practice
  • • Design credible strategies for systemic bank restructuring and resolution
  • • Identify and compare options for dealing with distressed assets


Target Audience


Mid-level to senior officials in central banks, regulators, supervisory authorities, ministries of finance, deposit insurance funds and bank resolution. Participants are expected to have a degree in economics, finance, or accounting or equivalent experience.

Origins of Banking Problems

  • Macro-financial conditions
  • Banking sector weaknesses
  • Governance failures and insider abuse
  • Role of prudential supervision

 

Problem Bank Supervision

  • Guiding principles for dealing with weak banks
  • On-site and off-site supervision techniques
  • Progressive enforcement measures
  • Prompt corrective action frameworks
  • Early intervention tools, special administration
  • Case Study

 

Effective resolution regimes

  • FSB Key Attributes – why a new resolution standard?
  • Components of effective resolution regimes
  • Key issues and challenges

 

Closing a failed bank

  • Advance preparation for intervention
  • Function team approach to bank intervention
  • Immediate actions at intervention

 

Closing a failed bank (cont’d)

  • Selecting the resolution strategy – assisted transactions versus liquidated payouts
  • Bidding procedures
  • Public awareness and communications
  • Common pitfalls and potential mitigants
  • Case Study

 

After the closure – clean-up and recovery

  • Receivership proceedings
  • Asset management and disposition
  • Reporting and oversight
  • Transparency and ex post reviews

 

 

Crisis Preparedness

  • Crisis preparedness frameworks
  • Working groups, checklists, manuals, simulations
  • Interagency coordination
  • Capacity building

 

Resolving systemically important banks

  • Tools for resolving systemically important banks
  • Funding mechanisms
  • Resolution strategies for D-SIBs Page 3
  • Initiatives to improve the resolvability of D-SIBs
  • Key challenges
  • Case Study

 

Cross-border Resolution

  • Experience in selected jurisdictions
  • Post crisis reforms to foster cross-border coordination
  • Mechanisms for information exchange and cross-border coordination

 

Dealing with Systemic Banking Crises

  • What characterizes a systemic banking crisis?
  • Guiding principles for managing systemic crises
  • Policy options for crisis containment
  • Public sector recapitalization programs
  • Case Study

 

Case study final presentations

Closing remarks and delegate action plans

  • Summary of the course
  • Discussion of the observed trends and case studies
  • Application of learning points in the delegates’ home organisations
  • Preparation of action points

 

Step 1: Select Prefered Schedule


Date Fee (GHS)

Step 2: Choose Registration Type